Frequently Asked Questions in Georgetown, South Carolina

A title loan, or pawn, is a quick and convenient way for people who own their car without any liens (i.e., a lien-free title) to get cash using the car title as collateral. The best part about a loan or pawn is that you get to keep the car. It allows you to use an asset you own (your car) to solve short-term cash flow problems. Without title lending, many consumers would be forced to sell their vehicles in a time of need, probably at a discount.

A lien-free title means that you own your car outright, with no outstanding loans or judgments against it.

Bring your car and lien-free title to Spot Car Title Loans to use the value of the car as collateral for your transaction. Fill out an application while we appreciate your vehicle. We determine a transaction amount based upon your need and the appreciated value of your vehicle. Upon approval, you receive your funds and keep the use of your vehicle. When you pay off the balance of your account, Spot Car Title Loans returns your title.